Travelers
HO-3 · Cat 1 water
- Approved
- $2,784.57 (98%)
- Deductible
- $1,000.00
- Net to insured
- $1,784.57
- Decision time
- 4h 12m
Auto-approved. Water cat 1, sudden discharge from dishwasher supply line covered under Section I.
Demo showcase
One loss, one perfect pipeline — on repeat.
Live scan across three reference rooms. Detections drop into inventory as the sweep passes.
RegionCat 1 waterRegional × 1.12
Triple-source evidence
Verification
90
Triple-verified 2/3
Vision detects · BigQuery + RAG corroborates · Vertex AI reasons
Drywall — kitchen wall · 94%
Baseboard trim · 91%
Base cabinet — sink run · 88%
LVP floor — kitchen · 90%
Scanning room
Live inventory
Streaming
- Drywall — kitchen wall—Bubbling + wet line at ~18" · water line 18"remove
- Baseboard trim—Delaminated, pulled from wall · water line 4"remove
- Base cabinet — sink run—Kickplate swollen, MDF wicking · water line 6"remove
- LVP floor — kitchen—Saturated, cupping visibleremove
Evidence cluster · livehighlighted over 900+ corpus nodes
EvidenceItemRulePriced lineCo-occurs
Priced scope output
Cluster-priced against the ResiClaims reference catalog · regional variance folded in
RCV
$2,841.40
Depreciation
$329.45
ACV
$2,511.95
| Code | Description | Qty | Unit | Unit $ | RCV | ACV |
|---|---|---|---|---|---|---|
| WTR EMR | Water extraction — emergency service call mitigation | 1 | ea | $185.00 | $185.00 | $185.00 |
| WTR EXT | Water extraction from LVP + subfloor mitigation | 110 | sq_ft | $0.85 | $93.50 | $93.50 |
| WTR AF | Air mover, per day mitigation | 12 | day | $32.00 | $384.00 | $384.00 |
| WTR DH LGR | LGR dehumidifier, per day mitigation | 3 | day | $118.00 | $354.00 | $354.00 |
| DMO DW 2FT | Drywall demo — 2 ft flood cut mitigation | 34 | sq_ft | $2.15 | $73.10 | $73.10 |
| DMO BB | Baseboard removal mitigation | 22 | lf | $1.40 | $30.80 | $30.80 |
| DMO CAB | Base cabinet R&R — sink run mitigation | 1 | ea | $42.00 | $42.00 | $42.00 |
| DMO LVP | LVP flooring demo mitigation | 110 | sq_ft | $1.65 | $181.50 | $181.50 |
| RCN DW 2FT | Drywall install — 2 ft patch reconstruction | 34 | sq_ft | $3.40 | $115.60 | $90.17 |
| RCN BB | Baseboard install + finish reconstruction | 22 | lf | $3.20 | $70.40 | $54.91 |
| RCN CAB | Base cabinet replacement — matched reconstruction | 1 | ea | $285.00 | $285.00 | $222.30 |
| RCN LVP | LVP flooring install — matched SKU reconstruction | 110 | sq_ft | $6.85 | $753.50 | $587.73 |
| RCN PT | Paint — wall repair area, 2 coats reconstruction | 260 | sq_ft | $1.05 | $273.00 | $212.94 |
Reference catalog
Live from MCP · repair codes for Gulf
| Code | Description | Trade | Region | Unit | Unit $ |
|---|---|---|---|---|---|
| Loading from MCP… | |||||
Carrier decisions
Same priced scope, delivered to three carriers. Each returns coverage under their policy form.
Approved
USAA
HO-5 · Cat 1 water
- Approved
- $2,670.92 (94%)
- Deductible
- $2,500.00
- Net to insured
- $170.92
- Decision time
- 6h 48m
Approved after mitigation review. LVP allowance matched to closest carrier SKU; small trim variance.
Liberty Mutual
HO-3 · Cat 1 water
- Approved
- $2,585.67 (91%)
- Deductible
- $2,500.00
- Net to insured
- $85.67
- Decision time
- 1d 2h
Supplement requested and cited for cabinet R&R. All lines traced to detected evidence.