Priya Nair

Jersey City, NJ · Allstate · HO-3

AI eligibility

91/100

Est. claim value

$128,400

Loss date

2026-07-15

AI eligibility rationale

Kitchen grease fire with fire department report. Smoke damage throughout main level, contents heavily impacted. High-value claim; recommend dispatching restoration partner within 4 hours to prevent secondary damage.

Policy summary (OCR)

Coverage A: $525,000
Coverage C: $262,500
Deductible: $1,000

Damage read

Pulled from the customer's AI walkthrough. Cluster analysis found 3 affected item groups.

Kitchen
Fire origin, cabinets destroyed
99%
Living/dining
Heavy smoke and soot
92%
HVAC ducts
Smoke migration, cleaning required
84%